Homes By Hosi — Invest in Dubai Real Estate | Emaar, Damac, Danube & More
Dubai property advisory · since 2018

Dubai is still the smartest buy

Get free consultation See the market data
0% income tax. Golden Visa eligible. 8–11% rental yields. We help global investors buy Emaar, Damac, Sobha, Imtiaz, Danube and Mercedes-Benz Places properties — with flexible payment plans and mortgage support.
Direct access to top developers
Authorised partner network
Emaar Damac Sobha Nakheel Danube Imtiaz Mercedes-Benz Places Azizi Binghatti Meraas Emaar Damac Sobha Nakheel Danube Imtiaz Mercedes-Benz Places Azizi Binghatti Meraas
Why Dubai?

Dubai isn't a speculation play anymore — it's a global wealth corridor. Tax-free income, dollar-pegged currency, freehold ownership for foreigners, and a regulator (RERA) that actually protects buyers. With price growth of 60–75% over the last five years and $200B+ in transactions in 2024, the city has rewritten what "safe property market" means. We help you buy into it — without the noise.

Aerial view of Palm Jumeirah, Dubai
The market, in numbers

The data global investors
can't ignore

Five years of consistent capital appreciation, the world's highest rental yields, and a regulator that ranks among the most transparent in the region. Here's what the numbers actually say.

Capital growth
01

Prices up 60–75% in 5 years

Dubai residential prices have climbed every quarter since Q1 2021. Prime areas like Palm Jumeirah and Downtown saw 80–100%+ appreciation. (Source: Property Monitor, Knight Frank, Bayut Q4 reports)
Rental income
02

8–11% gross rental yields

Among the highest in the world — vs 2–4% in London, New York, Mumbai. JVC, Business Bay, Dubai Marina lead the pack. (Source: Bayut, Property Finder Annual Yield Index)
Macro stability
03

USD-pegged · 0% income tax

AED locked at 3.6725 to the USD since 1997. No personal income tax, no capital gains tax on property, full repatriation. Golden Visa (10-yr residency) for AED 2M+ buyers. (Source: UAE Central Bank, ICP, DLD)
AED 761B
2024 transaction volume
Dubai Land Department · highest year on record · 226K+ deals
+19.9%
YoY price growth (2024)
ValuStrat Price Index · 16th consecutive quarter of gains
3.6725
AED–USD peg (since 1997)
UAE Central Bank · zero FX volatility for 27+ years
10 yrs
Golden Visa residency
For property investors AED 2M+ · ICP / UAE Federal Authority
Why work with Hosi

The advantages
of buying with us

Developer-direct pricing

Authorised channel partner with Emaar, Damac, Sobha, Danube, Imtiaz, Mercedes-Benz Places & more — same launch prices, zero brokerage on most off-plan units.

End-to-end handling

Property search, viewings, paperwork, RERA Form F, mortgage broker intro, NOC, DLD title transfer, and post-handover rental setup — one team, no chasing.

500+ closed deals

AED 2.3B+ in transactions. Average client ROI: 22% over 3 years. Portfolio mix: off-plan, ready, and rental-yield plays.

Honest second opinion

If a project doesn't make sense for your goals, we tell you. We earn from the deal, not from convincing you. Real numbers, real risks.

Our developer network

Buy direct from
Dubai's top developers

Request brochures
Emaar
Downtown · Dubai Hills
Damac
Damac Hills · Lagoons
Sobha
Hartland · One
Nakheel
Palm · Jebel Ali
Danube
Diamondz · Bayz
Imtiaz
Westwood · Sky Living
Mercedes-Benz Places
Branded · Downtown
Azizi
Riviera · Venice
Binghatti
Business Bay · JVC
Meraas
Bluewaters · City Walk
Select Group
Marina · Six Senses
Ellington
Boutique residential
Payment plans & mortgage

You don't need cash on day one

Dubai's market has evolved. Most new launches today come with post-handover payment plans — pay 20–40% during construction, the rest over 3–7 years after you get the keys.

Mortgage finance is now open to UAE residents and non-residents with LTV up to 80% (residents) and 50–60% (non-residents) via DIB, ENBD, Mashreq, HSBC and ADCB. We connect you to brokers we trust — no obligation, no fee.

  • Post-handover payment plans
    20/80, 40/60, 1% monthly — buy off-plan and pay across 3–7 years after possession.
  • Mortgage for non-residents
    50–60% LTV available from leading UAE banks. 4–5 year tenure typical. Rates from ~4.99%.
  • Resident mortgages up to 80% LTV
    25-year tenures, fixed or floating. We brief you on bank-by-bank fit before you apply.
  • Golden Visa pathway
    Property purchase of AED 2M+ qualifies for a 10-year UAE residency for you and your family.
What we cover

Every step from
enquiry to handover

Talk to us

Off-plan investments — Emaar, Damac, Sobha, Imtiaz, Danube. Lock in launch pricing with post-handover payment plans

Pillar 01 · Off-plan

Ready-to-move properties in Downtown, Marina, Palm, Dubai Hills. Move in or rent out from day one

Pillar 02 · Ready

Mortgage & finance support — non-resident loans, post-handover plans, bank intros at no extra cost

Pillar 03 · Finance

Rental & property management — short-let licensing, tenant placement, 9–11% net yield targets

Pillar 04 · Rental

How we work

First we understand — your budget, target yield, residency goal, family situation. No pitches, just a clear brief.
01 · Discovery
30-min call · Day 1
Then we shortlist — 4–6 properties matched to your ROI and lifestyle goals. Side-by-side comparison, no fluff.
02 · Shortlist
Curated · Within 48 hrs
Then we tour — in-person viewings if you're in Dubai, full video walk-throughs if you're abroad. Honest pros & cons.
03 · Viewings
Onsite or virtual · Week 1
Then we close — RERA Form F, MoU, NOC, payment plan or mortgage, DLD transfer. We handle every form, every fee.
04 · Closing
Paperwork · 2–4 weeks
Then we manage — rental listing, tenant screening, Ejari, snagging, handover, Golden Visa application. Hands-off ownership.
05 · Post-handover
Ongoing · We stay on
FAQ

Clear answers to
the real questions

Yes — fully freehold ownership in designated areas (most of new Dubai: Downtown, Marina, Palm, Business Bay, JVC, Dubai Hills, etc.). The title is registered with the Dubai Land Department in your name. Inheritance, resale, rental — all yours. No nominee structures required.
Studios in JVC or Dubailand start around AED 500K–750K. With a 20% down payment on a post-handover plan, that's AED 100K–150K out-of-pocket to begin. Mortgage routes open up at AED 1M+ and Golden Visa kicks in at AED 2M+.
UAE banks offer 50–60% LTV mortgages to non-residents (Indians, Brits, Europeans, Americans). Rates typically 4.99–6.5%, tenure up to 25 years on ready property and 5 years on off-plan. You need income proof, bank statements (6 months), and a passport copy. We connect you to brokers who work with your specific nationality and income profile.
A typical plan: 20% on booking, 40% spread across construction milestones (18–36 months), then 40% paid in monthly or quarterly installments over 3–7 years after you receive the keys. Some developers (Danube, Damac, Imtiaz) offer 1% monthly plans — particularly cash-flow friendly. We map every developer's current schemes for you.
For ready property: 4% DLD transfer fee, 2% broker (often waived on off-plan), AED ~4K admin fees, optional mortgage registration (0.25% of loan). For off-plan you typically only pay 4% DLD upfront, broker is paid by developer. Total all-in costs are typically 5–7% of property price — significantly lower than London (15%+) or Mumbai (10%+).
Yes — automatic eligibility on freehold property purchases of AED 2M+ (you can combine multiple units). 10-year residency, includes spouse and children. We handle the application end-to-end. No "buy now, apply later" tricks — the visa is real, the process is standardised.
Off-plan: lower entry, payment plans, often 15–30% capital appreciation by handover. Trade-off: 2–4 year wait, developer risk. Ready: rent from month 1, no construction risk, but full price upfront (or mortgage). For yield-focused investors we usually mix — one ready unit for cash flow, one off-plan for appreciation.

Let's find your
Dubai property

Tell us your budget, target yield and residency goal. We'll come back within 24 hours with a curated shortlist of Emaar, Damac, Sobha, Danube or Imtiaz options — including payment plan and mortgage routing.

  • 4–6 hand-picked properties matched to your goal
  • Payment plan & mortgage scenarios modelled
  • Golden Visa eligibility check on every option
  • Honest pros, cons & market risk for each
  • Zero pressure — we're paid by developers, not you
Open hours
Sunday – Thursday: 09:00 – 19:00 GST (UAE)
Email
hello@homesbyhosi.com
WhatsApp
+971 (number on request)
Your information stays private. We never share data with third parties.